Buy to Let Purchase
At Breeze FS, we specialise in helping clients navigate the complexities of Buy to Let (BTL) purchases. Whether you’re an experienced landlord or venturing into property investment for the first time,
our team is here to provide tailored solutions that meet your specific needs.
What is a Buy to Let Purchase?
A Buy to Let purchase involves buying a property specifically to rent it out. This can be a lucrative investment strategy, offering potential rental income and long-term capital growth. However, it also comes with its own set of challenges and financial considerations.
Why Choose Breeze FS for Your Buy to Let Purchase?
- Expertise and Experience: With over 35 years of experience in the mortgage industry, our team has the knowledge and expertise to guide you through the BTL process. We understand the unique requirements and regulations associated with BTL mortgages and can help you find the best mortgage solution.
- Tailored Solutions: We specialise in providing bespoke solutions that cater to your individual circumstances. Our advisors will work closely with you to understand your investment goals and financial situation, ensuring we find the most suitable mortgage product for your needs.
- Nationwide Service: Whether you’re purchasing a property locally or in a different part of the country, we offer a nationwide service to assist you at every step of the way. From initial consultation to completion and beyond, we’re here to support you.
- Comprehensive Support: Our service doesn’t end once your mortgage is approved. We offer ongoing support and aftercare services to ensure your investment remains successful. We’re always available to provide advice and assistance as needed.
- Satisfied Clients: Our reputation speaks for itself. With over 700 satisfied clients and the majority of our business coming from repeat customers, you can trust Breeze FS to deliver exceptional service and results.
The Buy to Let Process with Breeze FS
- Initial Consultation: We’ll start with an in-depth consultation to understand your investment goals and financial situation.
- Mortgage Options: Our advisors will present you with a range of mortgage options that suit your needs.
- Application and Approval: We’ll assist you with the mortgage application process, ensuring all necessary documentation is in order for a smooth approval.
- Property Purchase: Once your mortgage is approved, we’ll guide you through the property purchase process, from making an offer to completion.
- Ongoing Support: After your purchase, we’ll continue to provide support and advice to help you manage your investment effectively.
Limited Company Buy-to-Let Mortgages
We offer specialised support for clients exploring Limited Company Buy-to-Let (BTL) mortgages. We understand the complexities involved and will work closely with your accountancy professionals to identify the most suitable mortgage type for your individual circumstances and business needs.
Non-Regulated Mortgage Products
Some mortgage deals such as Buy to Lets, Commercial and Development finance are non-regulated mortgages, and the protection afforded to regulated mortgages does not apply. Ask your adviser for more details as to how this may affect you.
At Breeze FS we're committed to making your Buy to Let purchase as seamless and successful as possible. Contact us today to learn more about how we can assist you with your property investment journey.
Contact Us
Chestnut House, 65a Friar Gate, Derby DE1 1DJ
Office Hours
Monday – Friday: 9.00am – 5.00pm
Breeze Financial Solutions Limited is an Appointed Representative of Mortgage Force (UK) Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA FRN: 578152
Registered Office: Stirling House Church Road Wombourne Wolverhampton WV5 9DJ. Registered in England & Wales Number: 07920887
Important Considerations
Your home or property may be repossessed if you DO NOT keep up repayments on your mortgage or other loans secured upon it.
Consider your options carefully before securing other debts against your home. While extending the repayment period may lower your monthly payments, it could result in a higher total interest cost over the life of the loan.
There may be a fee for arranging your mortgage. The actual amount you pay will depend upon your circumstances. We will inform you how much this will be after the initial discussion. The fee may be up to 1% of the mortgage amount with £195 payable on application and the balance on completion.
Some mortgage deals such as Buy to Lets, Commercial and Development finance are non-regulated mortgages, and the protection afforded to regulated mortgages does not apply. Ask your adviser for more details as to how this may affect you.