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Holiday Let Mortgages

At Breeze FS, we understand that investing in a holiday let property can be an exciting and profitable venture. Whether you’re looking to purchase your first holiday home or expand your portfolio

our expert team is here to guide you through the process of securing the perfect holiday let mortgage tailored to your needs.

What is a Holiday Let Mortgage?

A holiday let mortgage is specifically designed for properties that are rented out to holidaymakers on a short-term basis. These mortgages differ from standard Buy to Let mortgages as lenders consider the seasonal nature of rental income and the property’s potential for personal use by the owner.

Why Choose Breeze FS for Your Holiday Let Mortgage?

  1. Extensive Market Knowledge: With over 35 years of experience in the mortgage industry, Breeze FS possesses in-depth knowledge of the holiday let market. Our expertise ensures that we can navigate the unique requirements and challenges associated with holiday let mortgages to find the best deal for you.
  2. Tailored Financial Solutions: We specialise in providing bespoke mortgage solutions that cater to your specific financial circumstances and investment goals. Our advisors work closely with you to understand your needs and secure a mortgage that aligns with your objectives.
  3. Nationwide Service: Breeze FS offers a comprehensive nationwide service, ensuring that no matter where your holiday property is located, you receive the support and guidance needed to secure a suitable mortgage
  4. Comprehensive Support: From the initial consultation through to the completion and beyond, we offer continuous support and aftercare services. Our commitment to your success ensures that your investment remains profitable and your mortgage terms remain competitive.
  5. Trusted by Clients: We have a strong reputation built on trust and excellence, Breeze FS is a reliable partner for your mortgage needs. Our clients consistently return to us for our exceptional service and expertise.

The Holiday Let Mortgage Process with Breeze FS

  1. Initial Consultation: We start with a thorough consultation to understand your financial goals, property details, and mortgage requirements.
  2. Market Research: Our advisors conduct extensive research to identify the best holiday let mortgage options available to you.
  3. Application Assistance: We guide you through the mortgage application process, ensuring all necessary documentation is completed accurately and efficiently.
  4. Mortgage Approval: Once your mortgage application is approved, we assist with the transition to your new mortgage, ensuring a smooth and seamless process.
  5. Ongoing Support: After the mortgage is secured, we provide continuous support to help you manage your holiday let investment effectively and explore future opportunities.

Limited Company Buy-to-Let Mortgages

We offer specialised support for clients exploring Limited Company Buy-to-Let (BTL) mortgages. We understand the complexities involved and will work closely with your accountancy professionals to identify the most suitable mortgage type for your individual circumstances and business needs.

Non-Regulated Mortgage Products

Some mortgage deals such as Buy to Lets, Commercial and Development finance are non-regulated mortgages, and the protection afforded to regulated mortgages does not apply.  Ask your adviser for more details as to how this may affect you.

At Breeze FS our goal is to help you maximise the potential of your holiday let investments through expert advice and personalised mortgage solutions. Contact us today to discover how we can assist you in achieving your financial aspirations with a holiday let mortgage.

Contact Us
Chestnut House, 65a Friar Gate, Derby DE1 1DJ

Office Hours
Monday – Friday: 9.00am – 5.00pm

Breeze Financial Solutions Limited is an Appointed Representative of Mortgage Force (UK) Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA FRN: 578152

Registered Office: Stirling House Church Road Wombourne Wolverhampton WV5 9DJ. Registered in England & Wales Number: 07920887

Important Considerations

Your home or property may be repossessed if you DO NOT keep up repayments on your mortgage or other loans secured upon it.

Consider your options carefully before securing other debts against your home. While extending the repayment period may lower your monthly payments, it could result in a higher total interest cost over the life of the loan.

There may be a fee for arranging your mortgage. The actual amount you pay will depend upon your circumstances. We will inform you how much this will be after the initial discussion. The fee may be up to 1% of the mortgage amount with £195 payable on application and the balance on completion.

Some mortgage deals such as Buy to Lets, Commercial and Development finance are non-regulated mortgages, and the protection afforded to regulated mortgages does not apply. Ask your adviser for more details as to how this may affect you.