Residential Mortgages
First Time Buyer
We know how daunting it can be purchasing your first property. Charlotte is our first time buyer expert with knowledge on how to maximise your affordability and the schemes available to you as a first time buyer.
Home Mover
Moving house is said to be one of the most stressful life events we go through. If you want to move, whether it’s to relocate, increase the size of your property for your growing family, or downsize during your retirement, we can offer advice every step of the way. We will review your circumstances, factoring in the overall coast of the house move to make the move as stress free as possible.
Remortgage
We manage and review your mortgage to ensure it remains suitable for your needs. At each renewal, we will assess your requirements and give our advice on whether it is best to stay with your existing lender or remortgage to a new one. Whether you are looking to raise additional funds, change your mortgage term, or simply secure a new fixed rate, we offer a fully independent review to find the best solution for you.
Large Mortgage Loans
If you are looking to borrow a significant amount of money, you will want to be sure that your mortgage is in safe hands. We have years of experience in managing large mortgage loans upwards of £1 million, so you can relax knowing that we will find the best mortgage to suit your circumstances.
Self Employed Mortgage
These mortgages are tailored for individuals who run their own businesses or work as freelancers. We understand the unique financial challenges self-employed individuals face when applying for a mortgage. Our specialists are adept at navigating the complexities of income verification and can guide you through the entire process, ensuring you find the best mortgage solution. Whether you have limited accounts or irregular income, we offer bespoke advice and support to help you secure a mortgage that meets your needs.
Second Homes
If you are looking to purchase or remortgage a second home, we can help! Whether it is to be used as a holiday home, a second home closer to your work, or somewhere for your dependent relative to live, we can offer advice.
Contact Us
Chestnut House, 65a Friar Gate, Derby DE1 1DJ
Office Hours
Monday – Friday: 9.00am – 5.00pm
Breeze Financial Solutions Limited is an Appointed Representative of Mortgage Force (UK) Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA FRN: 578152
Registered Office: Stirling House Church Road Wombourne Wolverhampton WV5 9DJ. Registered in England & Wales Number: 07920887
Important Considerations
Your home or property may be repossessed if you DO NOT keep up repayments on your mortgage or other loans secured upon it.
Consider your options carefully before securing other debts against your home. While extending the repayment period may lower your monthly payments, it could result in a higher total interest cost over the life of the loan.
There may be a fee for arranging your mortgage. The actual amount you pay will depend upon your circumstances. We will inform you how much this will be after the initial discussion. The fee may be up to 1% of the mortgage amount with £195 payable on application and the balance on completion.
Some mortgage deals such as Buy to Lets, Commercial and Development finance are non-regulated mortgages, and the protection afforded to regulated mortgages does not apply. Ask your adviser for more details as to how this may affect you.